Car accident is one of the most frightening situations that exist out there. In fact, it is so frightening, only next to dealing with insurance companies after becoming a victim of unfortunate situations, like being involved in an accident. I mean, their seductive words that skillfully lure people into buying their coverage and making them believe they are literally fully insulated and covered, followed by the run-around, the cooked stories they make to deny the insured the benefits they deserve, when they are involved in car accidents.
Millions of people invest heavily in buying insurance, even when they find it difficult to feed their families. In part, our laws in Canada give us no choice. But the idea that when you are involved in an accident, you will be taking care of, is admittedly, catchy and appealing to the reasonable mind. It is due to unforeseen circumstances that have the potentials of threatening our lives or resulting in unbearable pain and difficulty, reducing our quality of life that insurance policies are in-place. In some sense, it is because it is the law to have insurance if one wants to enjoy the comfort of owning a car and then claim the privilege of driving the car on Ontario roads. But it is also the right thing to do, because as humans, we will never be totally free from frightening situations that threaten our lives and that of our loved ones.
Many people have been rendered bankrupt as they are left to their fate after accidents. Many others remain in unforgiving pain that runs havoc in their little bodies like trailers on freeway, crushing their vains, because they could not afford the treatment they needed, after their insurance moguls denied and cut the life support they needed to survive. Unfortunately, many others have lost their lives either due to the stress of worrying about the burden they had become to their poor families or the pain that their hopeful lives had taken a sudden U-turn to their early graves.
In some sense, it is political, because politicians make the rules so lax that the big insurance companies feel they can get away with anything. It is also social because we fail to act collectively as a society to force some sanity into the insurance industry. At the same time, it is economical because those at the top are the powerful economic elites who support some of our law makers. The issue with impunity most insurance companies enjoy is also an issue of law, because the men and women with high sense of integrity at the Courts have the power to address the wrong made. So you are rest assured that your case will be dealt with with the urgency it deserves.
But the complexity in dealing with insurance companies requires that you seek legal intervention at the earliest stage, by speaking to a lawyer or a paralegal (Ontario) to fight the legal battle on your behalf. You need the legal firm that is first, committed to social justice, and, second, has the requisite knowledge to fight the big moguls to ensure you receive the justice and the highest compensation you deserve.